Mortgage insurance can protect you and your family in the case your family's breadwinner dies or loses his job. It can help pay remaining debt or mortgage to prevent foreclosure of your home. Although some people think that it is costly, it is not. To be able to get the best rates, all you have to do is search online. You can ask for quotations from online agents. You can also research and explore the Web to get the cheapest online rates for mortgage insurance.   * A lot of different sites can offer various rates or quotes. Don't go with the first site you see! Spend a day going through different sites. Keep a notebook handy to list down quotes.   * Never give out your personal information. Make sure that the website is legitimate first. Always check for licences and seals of approval on the sites.   * There are different rates for different types of insurance. You should check which coverage applies to your needs first. Compare and review quotes and coverage from different sites.   * Some sites have online calculators. You can use these to compute for insurance rates.   * Other websites have online agents you can talk to. Take this chance to ask about rates, coverage and to request for a quote.   Mortgage insurance is a good investment to protect you and your home against foreclosure. To get the best deal, make sure to research online and to ask for quotes from different agents.