You might have just finished high school, or perhaps you just have finished college and want to settle down in an apartment temporarily, waiting to buy a new house, there are lots of things that you have to consider. Here is a list of what you have to ponder before deciding your move into your new flat.   * Make a budget   Ask some advice from friends who have the same income as yours. Figure out what they can afford to pay for rent every month, including food, transportation, utilities and miscellaneous. You might be looking at your budget and think you can't afford it. But by saving money you can make a budget to prepare for the future expenses such as your rent and others.   * Learn to Cook   Cooking your own food is one way to save money. If you do not know how to cook, learn the basics, and follow some good recipes in the cookbook. After this you can experiment your own food. Not only you enjoy cooking your own creation of culinary, but you can also save money by doing this, instead of eating your meal at restaurants.   * Make a List on Things Needed.   It is a wise idea to start buying what you will need a few months ahead of time, so that you do not have to spend a lot of money at the same time. Check out for discounts on the expensive items you need; by doing this you will be able to stretch your money a lot more.   Everyone begins without knowing what to expect when they move out. All you have to do is organise and plan well; learn from your mistakes and just keep on going.